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Spring Auto Insurance

John Rowley - Wednesday, April 05, 2017
Finding the right auto insurance policy can save you hundreds or even thousands of dollars each year. Consider the value of your vehicle and what your situation would be in result of a collision. See how changing the deductible or adding/subtracting different coverage options affect your monthly premium. Examine each aspect of your policy closely with your broker and be sure to only include the coverage options you actually require. ..

Turning Your Spring Cleaning into a Yard Sale?

John Rowley - Wednesday, March 02, 2016
A yard sale is a great way to clean out your home, make a little money and do some good for the environment by providing a second life for your possessions. But your enterprise could get expensive if someone gets hurt on your property and decides to sue. Both homeowners and renters insurance provide liability protection that covers you against lawsuits for bodily injury or property damage that you or your family members cause to other people. This coverage pays for both the cost of defending  ..

Insuring Your Resolutions: Remodeling Your Home in 2016

John Rowley - Tuesday, January 05, 2016
Remodeling your home If you plan to remodel your home, make sure that the house, the contractor and the subcontractors have adequate insurance coverage. Don’t make the mistake of waiting until an addition or extra room is completed to increase the insurance coverage on the structure of your home. If the new addition is destroyed or damaged before insurance coverage has been increased, you may be responsible for the cost of repairing or rebuilding the addition. Contact your insurance  ..

Buying a New Vehicle in 2016? Tips for Shopping for a Safe Car

John Rowley - Monday, January 04, 2016
Shopping for a Safe Car If you are like most people shopping for a new car, safety ranks high among things you're looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers offer safety features beyond the required federal minimums. The following safety features should be considered when purchasing a car: Crashworthin ..

Simply White is the 2016 Color of the Year. Huh?

John Rowley - Saturday, January 02, 2016
Drumroll, please. Benjamin Moore’s 2016 Color of the Year was officially announced last week: Simply White. Huh? With memories of the earthy Marsala (http://www.pantone.com/why-marsala) (Pantone’s 2015 Color of the Year) and vivid Coral Reef (http://www.sherwin-williams.com/homeowners/color/find-and-explore-colors/paint-colors-by-collection/color-forecast/color-of-the-year/) (the Sherwin-Williams 2015 choice), how could a plain vanilla get such an exalte ..

Tips for Driving Safely in Winter Weather

John Rowley - Thursday, December 31, 2015
Winter Driving Safe Driving and Vehicle Maintenance Are Key Winter is a time when safe driving and well-maintained vehicles take on even greater importance. “Failure to keep in proper lane or running off the road” and “driving too fast for conditions” are the two of the most frequent driver behaviors, according to the National Highway Traffic Safety Administration (NHTSA). In order to avoid potentially dangerous situations, the I.I.I. offers the following winter driv ..

6 Smart Insurance New Year's Resolutions

John Rowley - Wednesday, December 30, 2015
The exercise equipment gathering dust in Americans' bedrooms and basements is a familiar sign of the way New Year's resolutions often are quickly abandoned. But a few resolutions you'll not only want to make but also stick with involve being more prudent about insurance. That means spending wisely and getting the coverage that matters most. It's a good idea to start each year by taking stock of your coverage because auto, home, life and other insurance needs change o ..

Understanding Insurance for Small Business

John Rowley - Tuesday, July 14, 2015
Commercial general liability insurance protects your company if the actions of you or your employees cause personal injury or property damage. Commercial liability coverage also protects your company if someone is injured on your property. The coverage pays for your obligations, such as medical costs for personal injury or repair and replacement costs for personal property damage. In addition, general commercial liability may cover legal fees, as well as possible compensatory and punitive damage ..

How 9 Million Homeowners Could Have Prevented Property Crimes

John Rowley - Monday, May 04, 2015
Are you unknowingly enticing potential thieves to damage your property or break into your home? While you want your home to be a welcoming environment for family and friends, you might be surprised how common habits might be inviting to criminals, too. According to the FBI, there were over nine million property crimes in the United States in 2010. This statistic includes vandalism, arson, larceny and theft. Fortunately, there are steps you can take to reduce your risk for burglary and property d ..

How To Prepare Your Yard for Spring

John Rowley - Monday, March 02, 2015
How To Prepare Your Yard for Spring If you live in a mild climate, your lawn may simply need afew touch ups come spring. But colder climates make the job much more extensive in order for your yard to come back to life, particularly if it spent months covered by a blanket of snow. If your lawn falls into this category, pay close attention to the following information and employ these techniques for a healthy, hearty springtime lawn. Read more (http://www.getitc.com/content/2015/02/17/how ..