Buying a new home? Car? need to refi your mortgage?
We can help you get to A+ credit, no matter what your situation.
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The Fair Credit Reporting Act gives you the right to dispute any credit listing on your credit reports that you feel may be inaccurate, untimely, misleading or unverifiable. If a credit bureau cannot verify the accuracy of a disputed listing, it must be removed from your credit report.
Let us do the work. Once we establish your needs after a brief consultation, we begin the dispute process immediately. We use our proven and proprietary system to begin the repair process. Any questionable, misleading, outdated, unverifiable, biased, and misleading items on your credit report will be disputed. We will aggressively pursue the credit agencies to resolve these disputes. Sit back, relax, and let us do all the work.
Watch your credit score improve. After we have completed the dispute process, our next step is to begin the repair process. All of the problem areas are actively worked on by our team of experts to resolve. As always, we are available by phone, email, and our online portal 24/7 to take your of any questions or concerns you may have. Once the repair process is complete you will notice an improved credit score, questionable items removed, and you will be looked at more favorably for all your financing needs.
Enjoy your new life! Once your credit issues have been resolved and completed, its time for you to regain your prosperity and achieve your dreams. Now you have the tools to eliminate debt, avoid bankruptcy, manage your credit, prevent fraud, and receive competitive interest rates on all of your financing needs. Congratulations!
UNDERSTANDING YOUR SCORE
Your credit report is the basis of your FICO® score. The report details your credit history as it has been reported to the credit reporting agency by lenders who have extended credit to you, by court records and by you. The FICO score analyzes information from the trade line, inquiry, public record and collection sections of your credit report.
A FICO score evaluates five main categories of information in your credit report, and compares this information to the patterns in hundreds of thousands of past credit reports.
These five categories are:
Payment history — what is your track record? 35% of the score
Amounts owed — how much is too much? 30% of the score
Length of credit history--- 15% of the score
New credit — are you taking on more debt? 10% of the score
Types of credit in use — is it a healthy mix? 10% of the score
Cancellation Policy: Services are provided on a month-to- month basis and clients may cancel their service at any time at least (10) ten days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.
How it works
So what is the simplified process of my credit score can be repaired?
Each member that joins our company has a unique situation and we will to provide a customized game plan and work with you quickly to achieve your goal. Our simplified approach to this is to:
- Check your credit reports via the three government decided credit bureaus to help you identify items that you want to challenge or change.
- Dispute the items you identified with your creditors and/or the credit bureaus based on your credit report. We will interact directly with these creditors to resolve issues in a direct and timely fashion.
- Improve your credit score and when the negative items get removed your score will almost indefinitely change for the better and you will no doubt be able to prosper.