Unsecured Business Loans

DOES YOUR BUSINESS NEED FUNDS? PAYROLL? WORKING CAPITAL? EXPANDING?

Unsecured Business Loans

Startup and existing businesses can qualify for up to $500,000 through our Unsecured Business Finance program.

This program is designed to help you get funding based on your personal credit only, and you can be approved even if you are a brand new startup business now. The lenders typically will not ask for financials, bank statements, business plans, resumes, or any other of the documents so commonly requested with conventional bank funding.

To qualify lenders will look at your personal credit quality and last 2 years personal taxes. They want to see no derogatory items on your report, a high consumer credit score of 680 or greater, a low amount of inquiries on your report, and they want you to have low balances on your existing credit cards now, below 30% of your current limits.

Approvals come in increments of $10,000, and you can secure up to $500,000 in total funding using these unsecured term loans. How much you will be approved for is typically based on your existing credit limits now, so the higher your existing credit limits are the more money you will secure.

This is one of our most popular programs as no business financials are required for qualification helping insure you can easily get approved quickly.

5 or 7 YEAR TERM LOANS

Rates range from 9-15% (Dependent on strength of personal credit)

No minimum length of time in business

Fixed monthly payment

No upfront fees or down payment

Full liquidity immediately

Funding in 7-15 business days

No assets or collateral required

No prepayment penalty

REQUIREMENTS

680+ Personal Credit scores in all 3 bureaus

2 years personal tax returns showing $50,000.00 or more taxable income

FUNDING WE OFFER INCLUDES:

• Secured and un-secured credit lines
• Account receivable factoring
• Merchant cash advances
• Purchase order and inventory financing
• Revenue financing
• Equipment leasing and financing
• SBA Loans
• 401k & securities loans
• business credit cards
• And more…