Our Merchant Account Partner
Total Merchant Services Specializes
in Merchant Account Solutions.
Free Credit Card Processing
Solutions That Fit You
You’ll find various solutions crafted to align with the diverse needs of your business. From traditional storefronts to the dynamic world of ecommerce, we provide a full spectrum of merchant service options, including free credit card processing. Our products are designed with one goal in mind: to fuel your business growth.
Free Retail Credit Card Terminal
Total Merchant Services offers a range of benefits that make it an excellent choice for a payment processing company, including price-matching guarantees, exceptional customer service, a month-to-month agreement, and a range of top-quality merchant services. However, the most compelling reason to choose Total Merchant Services is the opportunity to receive a free retail credit card terminal, the Ingenico Desk 3500. This advanced technology is available at no cost when you use Total Merchant Services for your payment processing needs. The Ingenico Desk 3500 is not only a standard card processing terminal but it’s considered one of the best in the industry.
Even without the complimentary Ingenico Desk 3500, Total Merchant Services provides exceptional merchant services. The free Ingenico Desk 3500 is an added perk, demonstrating our confidence in the quality of our services. We understand the importance of payment processing for small businesses and the potential financial burden it can place on them. That’s why we’ve created an affordable service that ensures your business never loses out on potential sales due to an inability to accept credit card payments.
- NFC Enabled Device
- High-Level of Security
- Fast Transaction Speeds
- EMV Smart Card Ready
- Easy to Use Technology
If you’re uncertain if our free retail credit card terminal will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best retail credit card solution tailored to your requirements.
Free Wireless credit card terminals
Wireless credit card processing often comes with a hefty price tag, making it a challenging decision for many businesses. Then there’s us, your trusted partner offering a budget-friendly solution with the Payanywhere line of wireless credit card terminals. These cutting-edge devices are not confined to one mode of operation; they can effortlessly function as traditional credit card terminals or more advanced point-of-sale systems, adapting seamlessly to your unique business requirements.
But what truly sets our offer apart? For businesses venturing into wireless processing or those looking to upgrade, we provide the initial Payanywhere terminal free of charge. The extensive range encompasses various designs and functionalities, ensuring a perfect fit for every business type. Whether you’re running a cafe, a pop-up shop, or a retail store, our wireless solutions empower you to process transactions wherever your business takes you.
If you’re uncertain if our free wireless credit card terminals will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best retail credit card solution tailored to your requirements.
Bluetooth Reader
For use with your own smartphone or tablet and the option for Pay As You Go.
Smart Terminal
Ideal for the merchant on the go with a compact design and built in printer, 4G, and Wi-Fi.
Smart POS
Countertop unit with large touch-screen display designed for a stationary POS application.
authorize.net virtual terminal
Total Merchant Services offers a comprehensive range of services, including a free Authorize.net virtual terminal and a merchant account (valued at $99) to its customers. The Authorize.net gateway, powered by Visa, is a leading online payment gateway that enables businesses to accept credit cards and electronic checks from online and phone customers. It is compatible with many shopping cart programs and third-party companies, making integration fast, secure, and hassle-free. Our merchant account services for Authorize.net provide a reliable and safe way to process payments and manage transactions.
Authorize.net merchant account offers comprehensive and user-friendly merchant services. Suitable for online-only or brick-and-mortar businesses, it allows easy collection of online or phone payments. Transactions are secure, fast, and easy to set-up, with no cost. Our free Authorize.net merchant account service is the best value, providing access to a wide range of features.
- Process Credit Cards
- Ability to Add Check Processing
- Easy API’s Integration
- Safe and Secure (PCI-DSS compliant)
- Online Invoicing
- Recurring Payments
- Address Verification Service (AVS)
- Support for Verified by Visa and MasterCard SecureCode™
Why Choose an Authorize.net Virtual Terminal?
Authorize.net virtual terminals and merchant accounts offer an ideal solution for ecommerce sites and online businesses, thanks to their strong focus on security, ease of integration, and scalability. The platform employs advanced encryption and fraud detection systems that protect sensitive data and instill customer trust. Its architecture allows for quick and straightforward integration into various ecommerce platforms, and its scalability ensures it can adapt to growing business needs. Real-time transaction processing speeds up approvals, which leads to quicker order fulfillment and a more satisfying user experience. With versatile payment options and detailed analytics, businesses gain the flexibility and insights they need to thrive. With round-the-clock customer support, Authorize.net is a reliable, adaptable, and user-friendly payment processing solution.
- Robust Security
- Easy Integration
- Scalability
- Real-Time Transactions
- Versatile Payment Options
- Comprehensive Reporting
- 24/7 Support
Oh, and did we mention all this is free? Without a doubt, our free Authorize.net merchant account service is the best value you’ll find anywhere. If you’re uncertain if our free authorize.net virtual terminal and merchant services will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best solution tailored to your requirements.
Payanywhere point of sale
Payanywhere is a free, versatile point-of-sale system that allows you to accept credit card payments from anywhere. You can use our smart devices, your smartphone or tablet, or the online gateway to process payments, and you can also add optional equipment such as a printer, cash drawer, or barcode scanner. This solution is ideal for businesses tracking sales and accessing detailed reporting. It is also an excellent option for businesses that accept tips, such as quick-service restaurants, food trucks, and retail shops. The Payanywhere Storefront eliminates the need for a traditional cash register and provides easy access to critical business information via a cloud-based back office.
- Accept Payments – EMV, NFC, and Off-Line Payments
- Tips – Available Tip Line
- Signatures – Signature Capture On-Screen or Receipt
- Tickets & Tabs – Open Tickets and Complete When Ready
- IP, Wi-Fi, & 4G Connectivity to Terminals
- Terminals by PAX – A Leading Terminal Maker
- Low Inventory Alerts
- EDGE Two Price Compatibility
- Process Online Payments / Online Access
- Send Itemized Invoices
- Recurring Payment
- Inventory Management
- Employee and User Management
- Sales, Items, and Customer Tracking / Real Time Reporting
Learn more about our Payanywhere Smart Terminal, Payanywhere Smart Flex Terminal, and Payanywhere Card Reader below.
Payanywhere Smart Terminal
The Payanywhere Smart Terminal point-of-sale is a modern register replacement that offers two modes: terminal mode set up like a traditional terminal or retail mode for itemized receipts. It can be used in various settings and has Wi-Fi, 4G, and Bluetooth connectivity, making it portable and versatile. The POS comes with 4G cellular service and is available with your processing account at no additional cost. The equipment is from PAX, a reputable name in the merchant services industry, and you’ll also have access to outstanding customer service.
PAX A920 Features
- 5″ IPS Touchscreen Display
- 4G + Wi-Fi + Bluetooth Connectivity
- Automatic Brightness Sensor
- Fast Integrated Thermal 80mm/sec Printer
- PCI 5.x Complaint
- Chip / Swipe / Contactless Payments
- 1.1 GHz Cortex A7 Processor
Payanywhere Smart Flex
The Payanywhere Smart Flex POS is a portable and versatile POS system that offers the benefits of a full-sized terminal with the added convenience of moving around. It has a stationary base during use but can be lifted for mobility. The Flex POS has Wi-Fi, 4G, and Bluetooth connectivity and comes with 4G cellular service. It is available at no additional cost with your processing account and is from PAX, a reputable name in the merchant services industry. You will also have access to outstanding customer service.
PAX E600 Features
- Strap for Mobility
- Base Charging Station & IP Connection
- 8-in HD Display
- 4G + Wi-Fi + Bluetooth Connectivity
- Automatic Brightness Sensor
- Fast Integrated Thermal Printer
- PCI 5.x Complaint
- Chip / Swipe / Contactless Payments
- 1.4 GHz Quad-Core Cortex A53 Processor
Payanywhere Smart Point of Sale+
The Payanywhere Smart POS+ is a stationary system with a built-in cash drawer and a customer-facing screen. It offers IP, Wi-Fi, 4G, and Bluetooth connectivity and 4G cellular service, making it flexible and portable. The equipment is from PAX, a reputable merchant service industry name, and is available for free with your processing account. You will also have access to our outstanding customer service.
PAX E700 Features
- Large 12.5 Inch HD Display
- 4.3 Inch Customer-Facing Display
- IP + 4G + Wi-Fi + Bluetooth Connectivity
- Automatic Brightness Sensor
- Fast Integrated Printer & Receipt Cutter
- PCI 5 SRED Complaint
- Chip / Swipe / Contactless Payments
- Cortex A53 + A7 Dual Processors
Payanywhere Card Reader
Mobile payments have become standard for merchants. Total Merchant Services offers a no-cost mobile card reader that can be used as a stand-alone device or added to a traditional account. The device quickly pairs with your phone or tablet, allowing you to process payments, track sales, manage inventory, and view reports using the Payanywhere app. Compatible with external Bluetooth printers, the app can email or text customers’ receipts. This is a budget-friendly solution for any sized business.
Custom Point of Sale Systems
Total Merchant Services partners with various point-of-sale system vendors to offer complete system integrations beyond our Payanywhere POS. Our partnership list includes some of the best vendors in the industry. Our team will work with you to find the right system that matches your needs and budget. Our range of options includes free equipment to full Micros integrations. We have over 20 years of industry experience and are dedicated to helping businesses like yours, and during our initial meeting or two, a POS Pros expert will join to ensure that your new system not only meets your needs but exceeds your expectations.
EDGE Dual Pricing Compatible
Many of our POS partners support the EDGE dual-price program, which assigns both a cash and non-cash price to every item in your system. Merchants who are currently processing and converting to EDGE with a new POS system may qualify for placement credits. Learn more about the EDGE program.
If you’re uncertain about which Point of Sale system will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best custom point of sale solution tailored to your requirements.
B2B Merchant Services
In the complex B2B (business to business) and B2G (business to government) transactions world, PayTrace emerges as a dedicated online gateway, bringing efficiency to the forefront. One of its distinguishing features is its expertise in recognizing and processing Level II and III data cards, which include business, corporate, and purchasing cards. This proficiency allows businesses to benefit from Interchange rates up to 1.05% lower, translating to notable savings over time.
PayTrace‘s versatility extends beyond mere credit card processing. It’s proficient at handling credit card and ACH transaction needs, with its sophisticated API ensuring seamless integration across various platforms, from retail to online systems. This harmonization means businesses experience smoother, more unified transaction processes.
Enhancing its suite of features, the PayTrace Pro tool offers the tokenization of card and banking information, speeding up payments. Additionally, the option to generate payment links facilitates effortless online invoice settlements, shareable via websites or emails, further simplifying the payment experience for clients.
- Dedicated solutions for B2B and B2G transactions
- Recognizes and processes Level II and III data cards
- Potential to lower Interchange rates by up to 1.05%
- Seamless API integration for various platforms
- Efficient handling of ACH transactions
- Secure tokenization with PayTrace Pro for faster payments
- Easy creation of payment links for online invoices
If you’re uncertain if our PayTrace B2B merchant services integration will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best B2B merchant services solution tailored to your requirements.
ChargeZoom Accounting Software Integration
Navigating the complexities of payment processing can be exhausting, especially when integrating credit card transactions into accounting software. Recognizing this challenge, ChargeZoom presents a robust and user-friendly solution tailored for businesses utilizing platforms like QuickBooks, Xero, or FreshBooks.
ChargeZoom’s seamless integration into these accounting tools makes it stand out. Rather than juggling multiple systems or interfaces, businesses can enjoy a single, unified experience. This integration not only simplifies payment processing but also expands upon the capabilities inherent to the accounting software. One notable enhancement is the dedicated customer portal in which clients can easily log in, settle their invoices, and review their transaction history, fostering transparency and trust.
In B2B, ChargeZoom offers a distinct advantage. It can manage level II and III card data, which is required for many businesses dealing in larger transactions or detailed purchasing data. Doing so provides an opportunity to significantly reduce the Interchange costs associated with business card transactions, ensuring savings and optimizing profit margins.
- Custom Branded Emails with “Pay Now” Links
- Instant Reconciliation of Payments without Manual Effort
- Branded Customer Portal
- One Click to Process Refund and Update Accounting
- Seamless QuickBooks Payment Integration (Online or Software)
- Visa & GAAP Compliant Surcharging
- White-Glove Customer Service
If you’re uncertain if our ChargeZoom account software integration will meet your needs, please complete our no-obligation quote form. We’ll then match you with the best solution tailored to your requirements.
Features of Our Merchant Services
Unleash Your Potential
We’re redefining available features to our clients. We facilitate your business growth by adopting technologies that optimize operations and reduce processing costs. Offering competitive rates and cutting-edge payment tools, we strive to “Unleashing Your Potential.”
Rate Guarantee
By integrating technologies that streamline operations, we can help your company significantly reduce processing costs – up to 50% in some cases (an average of 16%). Cost reductions can be achieved by minimizing card-not-present transactions, incorporating a point-of-sale accounting and inventory management system, transitioning to a smart terminal, and transmitting level II and III data.
In these challenging times, it’s crucial to find avenues for savings. That’s why we commit to ensuring your credit card processing fees won’t increase, whether you opt for one of our many free credit card terminal options or require a large-scale, complex integration. Recognizing the significance of cost savings, we guarantee competitive rates and fees and are willing to match or surpass rates offered by competitors.
Cash Advance Program
Securing funds for business growth is streamlined with Total Merchant Services. Our merchant cash advance, not a loan but an advance based on future credit card sales, allows a flexible repayment plan. A small percentage of your daily credit card transactions goes towards repaying the advance, providing unimpeded operations. This advance empowers your business growth without the constraints of fixed payments, collateral, bank fees, or rigid credit requirements.
Our merchant cash advance service is a catalyst for business growth. With swift funding in 24 hours, our service eliminates the need for collateral, upfront fees, or interest rates. Uniquely, our service doesn’t affect your credit score and aligns repayment with your business’s success, through a small fraction of daily credit card transactions. This method eases pressure during slower business periods. With no bank fees or collateral required, the funds are yours to use as your business necessitates.
Check Processing
Our check processing solutions offer a smooth, efficient method for businesses to manage checks, enhancing their time management and profit margins. Our service simplifies the payment system by converting checks into electronic deposits directly into your business account—much like credit card transactions. This way, manual check deposit becomes a thing of the past, accelerating the fund availability while capturing each earned penny.
Our check guarantee feature also delivers an added layer of security, safeguarding businesses from the risk of bounced checks. With our service handling the payment operations, you can concentrate on scaling your business.
Gift Card Processing
Integrating a gift card strategy can elevate your business revenue and cultivate lasting ties with your customer base. Implementing such a program can be challenging for small businesses, and that’s where our expertise becomes invaluable. Our platform offers gift card solutions for small business, simplifying everything from store credit management to fraud reduction. With advanced loyalty card strategies, we boost your sales and create a rewarding experience for your customers, who will return time and again for exclusive benefits like special discounts and giveaways.
When selecting gift card services for small business, the flexibility of our program stands out. You can select between basic and fully personalized card designs that echo your brand’s unique identity. Our expertise in gift card processing solutions integrates effortlessly with existing point-of-sale terminals, eliminating the need for additional in-store hardware. With competitive pricing and automated analytics, our service positions itself as a revenue-boosting asset for your business. Among gift card processing companies, our streamlined approach sets us apart.
Payments Hub
Our Payments Hub goes beyond just another platform for handling credit card transactions—it’s your centralized payment hub merchant services solution for managing every aspect of your business’s financial operations. It enables quick and secure payment processing and integrates flawlessly with the Payanywhere suite for unparalleled control over point-of-sale activities, inventory management, and workforce oversight. Consider it your one-stop shop for mastering the complexities of payment processing in today’s fast-paced business landscape.
Navigating the Payments Hub is a breeze thanks to its intuitive, user-centric interface. You can monitor processing activities from a unified dashboard, search transaction histories, generate insightful reports, and access important documents. But that’s not all—you can also manage your team and even process payments via our payments hub virtual terminal feature, allowing you to handle transactions wherever you are. We offer added luxuries like recurring invoice management, automatic customer payment systems, and zero-cost shipping for essential products. Couple all this with our iron-clad terminal warranty, and you’ve got a formula for ongoing, smooth operations with zero hiccups.